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Income

• Total Monthly Income: $5,000

Expenses

1. Housing (30%)
   • Rent/Mortgage: $1,500
   • Utilities (electricity, water, internet, etc.): $250
   • Total Housing Expenses: $1,750
2. Transportation (10%)
   • Car Payment/Lease: $250
   • Gas/Transportation Costs: $150
   • Insurance: $100
   • Total Transportation Expenses: $500
3. Food & Groceries (10%)
   • Groceries: $400
   • Dining Out: $100
   • Total Food & Groceries Expenses: $500
4. Savings & Investments (20%)
   • Retirement Contributions (401k, IRA, etc.): $500
   • Emergency Fund: $250
   • Investment (stocks, bonds, etc.): $250
   • Total Savings & Investments: $1,000
5. Insurance & Healthcare (5%)
   • Health Insurance: $200
   • Life Insurance: $100
   • Total Insurance & Healthcare: $300
6. Debt Repayment (10%)
   • Credit Card Payments: $200
   • Student Loan Payment: $150
   • Total Debt Repayment: $350
7. Personal & Discretionary Spending (10%)
   • Entertainment & Leisure: $150
   • Subscriptions (streaming, etc.): $50
   • Clothing: $100
   • Total Personal & Discretionary Spending: $300
8. Miscellaneous (5%)
   • Gifts/Donations: $50
   • Unexpected Expenses: $150
   • Total Miscellaneous Expenses: $200

Summary

• Total Monthly Income: $5,000
• Total Expenses: $5,000
• Savings & Investments: $1,000 (20%)